Comments on: Don’t use PayPal to accept credit cards, please!

By: Dmitry

Dmitry — Wed, 24 Feb 2010 10:51:10 +0000

Indeed, there’s a date on top of this post: “December 29, 2005”.

By: Serge

Serge — Tue, 23 Feb 2010 17:55:08 +0000

This is outdated information. I've already bought some software from UK and US vendors, or their representatives, and i've used the PayPal and my local issued CC (Visa), and it was accepted Ok. It happens since late 2007 and so on till now.

For the other hand, there some US online stores with their own or bank CC processing, which have asked me to send them as an order confirmation scans or fax copies of (!!!) MY PASSPORT, MY CREDIT CARD FROM BOTH SIDES, MY BANK'S CONFIRMATION ABOUT MY CC, THE CONFIRMATION OF RELATIONSHIP WITH SHIPPING ADDRESS (i use US address for shipping goods from US online stores) and some other papers, that i would never show to anyone. The reason was that my card is issued by a non-US bank, no matter that the Visa (Master) are both international payment services.

By: A Fool

A Fool — Wed, 30 Dec 2009 01:23:45 +0000

That’s right - PayPal froze me 6,800USD for 180 days. And I’m a verified customer since 2yrs now. Their service is HORRIBLE! Don’t use them!

By: ilya

ilya — Fri, 25 Sep 2009 06:36:48 +0000

PayPal started accepting Russian cards some time ago. However, you can only send money. So, there’s no problem paying with PayPal. The huge problem is that you can’t accept payment from somebody (refund is an exception). This sucks big time! It’s not always convenient for a buyer to pay via alternative methods. I’ve lost quite a fiew customers because I can’t accept paypal.

By: Alicia

Alicia — Wed, 11 Apr 2007 14:08:59 +0000

You are lucky that you can not use Pay pal. They take your money w/o reason and because they are a monopoly they have that power. NEVER use pay pal!!!

By: fred

fred — Thu, 25 Jan 2007 17:17:05 +0000

Paypal is horrible.They are just as bad as the scammers you are talking about.They can freeze your money at anytime.They can also hold your money for up to 6 months.There have been alot of lawsuits files against them.You are much better off with just a merchant account.

By: Dmitry Chestnykh

Dmitry Chestnykh — Thu, 12 Jan 2006 20:43:22 +0000

Brian: as far as I can tell, all scammers from Russia steal credit card numbers from US and other countries. They are not stupid enough to use their real address. For example, with RegSoft I’ve got a few chargebacks from Americans — when I looked into order details carefully, I found suspicions that these orders actually came from Russian scammers. But the country, of course, was US. So if you sell digital products (that don’t have to be delivered physically), countries just doesn’t make sense, since scammers can use any other country (and, for example, use proxies to hide their IPs).

By: Brian

Brian — Thu, 12 Jan 2006 04:19:01 +0000

Dmitry, please don’t take this personally, the problem is that a lot of organised criminal gangs involved in credit card fraud are based in Russia. # of jerks? Well unfortunately Russia is at the top of the list as one of the most fraudulent countries in the world. I have an online shopping site and my bank is quite happy to accept Russian shoppers. However, I have chosen to ban all Russian visitors from my site. Why? Because I spend all my time chasing criminals who try to rip me off, it was happening every single day… Actually I had nearly a THIRD of all my sales into Russia turning out to be scam gangs! So to accept Russian visitors was costing me money, not making me money. As for Bernt Meier’s comment, you think Paypal is a monopoly? hahahaha. Do a bit of research before forming your opinions. It’s very obvious to me you have no experience whatsoever, to be making such comments. Fix the organised crime problem in Russia, and fix the corruption of the police (and their total lack of international co-operation with Interpol), and then it might become profitable for more companies to accept Russian credit card orders. Meantime, its just a big headache that I choose to ignore by banning all Russians at my order page. I feel sorry for the 99.999% of Russians who are hard working honest people, but technologically, there is no other way for me to prevent my business being scammed, so I must ban all Russians from my site. That is the unfortunate reality a nasty few of your countrymen are causing for all Russians, so until Russia solves it’s gang problems its not going to get any better for online shopping anytime soon. (my bank gave me a discount for banning Russian orders as well…)

By: Dmitry Chestnykh

Dmitry Chestnykh — Wed, 11 Jan 2006 02:02:57 +0000

As far as I can tell, MOST credit card processors don't have problems with accepting my card. Banks accept my money too. The only problem is PayPal. See?

"Stop the jerks in your countries that participate in identity theft, credit card fraud, cell phone scams, etc and my bet is the banks will be begging you to do business with them."

Are you suggesting me to get a gun and go kill them? Or what? What EXACTLY do you want ME to do?

Or, maybe we'll gonna compare a number of jerks in your country and my country? Let's found an award for the most shitty country? :)

By: dave

dave — Tue, 10 Jan 2006 23:57:44 +0000

exactly..

if ever it protects us from scammers.. I certainly dont want to accept money from countries where their is a high rate of scammers.